Decumulation options to consider
Worried about your DC plan members outliving their savings? Take a closer look at your decumulation options.
- By: Nigel Branker and Mary Mong
- April 30, 2015 September 13, 2019
- 07:00
Latest news in Capital accumulation plans
CUPE Ontario blasts PRPPs
The introduction of pooled registered pension plans in Ontario could prevent an enhanced Canada Pension Plan from materializing, said a CUPE Ontario representative at the…
- By: Craig Sebastiano
- April 29, 2015 September 13, 2019
- 13:13
Industry shows support for PRPPs
Canada’s financial services industry showed its support for Pooled Registered Pension Plans (PRPPs) at the first day of public hearings in Ontario on Monday.
- By: Craig Sebastiano
- April 28, 2015 September 13, 2019
- 12:10
Should plan sponsors get involved in investment advice?
Manulife research shows one in three workers are struggling with their finances. So should plan sponsors offer access to professional advisors to help?
- By: Alyssa Hodder
- April 28, 2015 September 13, 2019
- 11:33
Eastern Construction’s DC blueprint
Paying close attention to plan members and offering them customized advice is the key to running a successful DC plan—this is what Eastern Construction discovered…
- By: Yaldaz Sadakova
- April 27, 2015 September 13, 2019
- 14:53
Find your target date fund strategy
Should you go active or passive? Two experts weigh in.
- By: Kin Chin and Jonathan Jacob
- April 27, 2015 September 13, 2019
- 07:00
Ontario to hold PRPP hearings
The Standing Committee on Social Policy is expected to meet next week to consider Bill 57, An Act to create a framework for pooled registered…
- By: Staff
- April 22, 2015 September 13, 2019
- 16:34
DC plan sponsors should be exempt from ORPP: Money managers
Capital Accumulation Plans should be exempt from participating in the proposed Ontario Retirement Pension Plan (ORPP), said Marka Yamada, president and CEO of PUP Investing,…
- By: Yaldaz Sadakova
- April 22, 2015 September 13, 2019
- 14:02
Role of DC plans underestimated
DC pension plans will continue to play an important role in providing retirement security for many years to come, says Morneau Shepell chief actuary Fred…
- By: Staff
- April 21, 2015 September 13, 2019
- 10:43
Global pension scene continues to change
The global DC landscape is characterized by an expected increase in employer contributions and a growing use of target-date funds (TDFs), while DB plans around…
- By: Staff
- April 9, 2015 September 13, 2019
- 11:17
DC Plan Summit 2015: Delving into the decumulation dilemma
How to handle the payout phase is one of the most important issues facing DC plan sponsors today. Benefits Canada’s 2015 DC Plan Summit delved…
- By: Jacqueline Louie
- April 6, 2015 September 13, 2019
- 07:00
The case for CAPs
Capital accumulation plans (CAPs) already help 2.4 million Ontario workers save for a good retirement and can largely solve the under-saving gap. The proposed Ontario…
- By: Thomas Reid
- April 2, 2015 September 13, 2019
- 14:11
Can ETFs work in defined contribution plans?
Why aren’t DC plans including ETFs in their rosters?
- By: Brooke Smith
- March 18, 2015 September 13, 2019
- 07:00
Market value of pension funds keeps growing
The market value of Canadian employer-sponsored pension funds grew 1.7% in the third quarter, marking the fifth consecutive quarterly increase, says Statistics Canada.
- By: Staff
- March 10, 2015 September 13, 2019
- 11:12
What DC plan sponsors need to know about the ORPP
The Ontario Retirement Pension Plan (ORPP) is an unprecedented new mandatory provincial pension plan that represents the provincial government's "made-in-Ontario" solution for expanding pension coverage…
- March 4, 2015 September 13, 2019
- 11:07
Remembering why DC makes sense
The plunge in interest rates to new lows in recent years has made DB plan sponsors rethink whether their pension plans continue to be sustainable.…
- By: Fred Vettese
- March 3, 2015 September 13, 2019
- 10:52
Are target benefit plans secure?
Faced with growing pension risks, do target benefit plans offer security for sponsors?
- By: Ian Kinross and Martin Biefer
- March 1, 2015 September 13, 2019
- 07:00
My Take: Do more to help your employees save
I’ve been saving for retirement in an RRSP since I began working, but my past employers haven’t done a great job of communicating the benefits…
- By: Craig Sebastiano
- March 1, 2015 September 13, 2019
- 07:00
Want to help employees save for retirement?
Want your employees to save more for retirement? Help them get out of debt.
- By: Jeffrey Schwartz
- February 26, 2015 September 13, 2019
- 07:00
Why don’t plan members take free money?
While a majority of plan members participate in their voluntary group retirement plans, a large minority of them are forfeiting the employer contribution altogether.
- February 25, 2015 September 13, 2019
- 11:07
Replacement income levels keep falling
Replacement income levels generated by capital accumulation plans fell further in the fourth quarter of 2014, according to Eckler’s Capital Accumulation Plan Income Tracker.
- By: Staff
- February 24, 2015 September 13, 2019
- 11:30
What Canada can learn from U.K. auto-enrollment
When U.K.-based Sainsbury's had to modify its pension, positioning the changes properly to 161,000 employees was critical.
- By: Alyssa Hodder
- February 20, 2015 September 13, 2019
- 10:15
HRPA members prefer CPP expansion over ORPP
A slight majority of HR professionals aren't in favour of the proposed Ontario Retirement Pension Plan, finds a Human Resources Professionals Association survey.
- By: Staff
- February 13, 2015 September 13, 2019
- 10:50
Do employees want auto features?
Canadian DC plan sponsors need a boost to drive employees’ retirement savings
- By: Jeff Aarssen
- February 13, 2015 September 13, 2019
- 07:00
Will employers scrap DC plans because of the ORPP?
Sixty-six percent of Ontario companies may consider eliminating their existing DC or group registered retirement savings plan if the Ontario Retirement Pension Plan is introduced,…
- By: Staff
- February 12, 2015 September 13, 2019
- 11:41