Pensions Capital accumulation plans Page 73

Latest news in Capital accumulation plans

Out of time

As unlikely as it may have seemed just a few years ago, over the past 18 months, retirement financial preparedness has become headline news in…

Canadians fuzzy about retirement planning

Retirement funding is a complex machine, with several moving parts. For many Canadians employer pensions and government benefits will make up the core of their…

  • By: Steven Lamb
  • February 8, 2010 September 13, 2019
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Canadians clueless on risk

Despite exhaustive media coverage of the origins and consequences of the global financial crisis, Canadians—along with citizens of many nations—are still largely in the dark…

  • By: Jody White
  • February 4, 2010 September 13, 2019
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Lasting Legacy

The market turmoil over the last year and a half has created significant interest in the sufficiency of retirement plans—specifically, in the defined contribution (DC)…

  • By: Shawn Cohen
  • February 1, 2010 September 13, 2019
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Benefits Canada’s top 10 CAP stories of 2009

1. The politics of (DC) pensions Greg Hurst rolls out the road map to a DC pension for all Canadians. Read more 2. Who’s offering…

  • By: Staff
  • December 24, 2009 September 13, 2019
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The politics of (DC) pensions – part II

Canada’s federal and provincial finance ministers will gather at a summit meeting today in Whitehorse to discuss, among other things, the state of the nation’s…

  • By: Greg Hurst
  • December 17, 2009 September 13, 2019
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Literacy: the skeleton in the closet

It affects many organizations, but is seldom viewed as a major issue—and rarely mentioned in the context of pensions and benefits. The reality is, however,…

Closing the Gap

It’s been another tumultuous year for the capital accumulation plan (CAP) industry: pending harmonized sales tax, government reform on pensions and, lest we forget, market…

DC isn’t the only way

As plan sponsors with defined benefit (DB) pension plans still struggle with funding issues, some may be considering a switch to a defined contribution (DC)…

  • By: Brooke Smith
  • November 23, 2009 September 13, 2019
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CAP survey reveals surprises

Benefits Canada has released the results from its annual Survey of Capital Accumulation Plan Members and there were some surprises this year—both good and bad.…

Dealing with auto-enrolment and default option risk

The lack of any asset allocation structure by Canadian regulators for default investment options in defined contribution (DC) plans leaves plan sponsors exposed to many…

  • By: Jody White
  • November 18, 2009 September 13, 2019
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Risk takers

While it has always been understood that members bear the investment risk in defined contribution (DC) plans, nothing could have exposed these inherent risks better…

Halfway there

The crash of global financial markets in 2008 caused many employers to reassess their responsibility within group plans, according to many North American consultants and…

Returns, member comprehension bedevil DC plan sponsors

Plan member comprehension of investment choices and poor investment returns are by far the greatest challenges faced by Canadian defined contribution (DC) plan sponsors, a…

  • By: Jody White
  • October 30, 2009 September 13, 2019
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Target Date Funds 3.0

Shortly after takeoff from Heathrow, the pilot’s voice crackles through the cabin. “Flying at an altitude of 35,000 feet, our time to New York City…

  • By: Mark Yamada
  • October 9, 2009 September 13, 2019
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More guidance required for DC plan members

Employers that provide defined contribution (DC) pension plans to their staff are being urged to provide more guidance by one of the leading consultancies in…

  • By: Steven Lamb
  • September 8, 2009 September 13, 2019
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OSFI disclosure obligations released

The Office of the Superintendent of Financial Institutions (OSFI) has issued a draft guideline that sets out disclosure obligations for defined contribution (DC) pension plans.…

  • By: Jody White
  • September 8, 2009 September 13, 2019
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An alternative to target date funds

Target date funds (TDFs) bring many benefits to defined contribution (DC) plan sponsors and members. They are not perfect, however, as some realized during the…

Top 50 DC Plans Report: Back to Basics

The pension industry has had its share of headlines this year: General Motors, Bernard Madoff and Earl Jones, Canada’s own Ponzi king, come to mind.…

  • By: Brooke Smith
  • September 1, 2009 September 13, 2019
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Raising DC

Raising DC

The defined contribution (DC) market in Canada has some growing up to do when compared with markets in the U.S. and the U.K. In fact,…

Making it Count

In examining the origins of the recent economic crisis, much of the finger pointing has been directed at the government. Many have criticized the absence…

Employers pessimistic on employees’ retirement preparation

New data from auditing firm Deloitte suggests U.S. employers have serious concerns about their employees’ comprehension of 401 (k) fund options and preparations for retirement.…

  • By: Jody White
  • August 19, 2009 September 13, 2019
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The politics of (DC) pensions

Defined contribution pension coverage for the masses has become a very hot political topic in recent months. It has occupied the minds of federal and…

  • By: Greg Hurst
  • August 17, 2009 September 13, 2019
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Live and Earn

Plant closures, facility shutdowns, bankruptcies and layoffs are all words that generate anxiety. Unfortunately, they are a reality for hundreds of Canadians each day. To…

Know your plan member

Defined contribution (DC) plan members continue to flummox plan sponsors and trustees with their behaviour. When presented with a range of choices such as investment…

  • By: Jody White
  • July 29, 2009 September 13, 2019
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