Strong equity markets, supported by two additional U.S. Federal Reserve rate cuts and continued momentum across sectors related to artificial intelligence, strengthened retirement income outcomes for capital accumulation plan members in the fourth quarter of 2025, according to a new report by Eckler Ltd. The consultancy’s latest CAP income tracker found a typical male CAP […]
With the new year may come new resolutions — or at least topics to keep in mind — for capital accumulation plan sponsors. Ongoing compliance with the CAPSA’s updated CAP guideline While the Jan. 1 deadline for CAP sponsors to bring their systems and processes into compliance with the Canadian Association of Pension Supervisory Authorities’ […]
Roughly a third (34 per cent) of global employees say they expect to work at least part time after retiring, a percentage that increases to 37 per cent among U.S. employees, according to a new survey by T. Rowe Price. The survey — which polled more than 7,000 employees in Australia, Canada, Japan, the U.K. […]
When the Canadian Association of Pension Supervisory Authorities updated its capital accumulation plan guideline in September 2025, the Co-operative Superannuation Society Pension Plan conducted an audit to gauge its alignment with the document’s current form. “We found, for the most part, the CSS was already meeting a lot of the standards, as far as I […]
With inflation still squeezing household budgets, interest rates elevated compared to pre-pandemic norms and an ageing workforce heading towards retirement, employees are under more pressure than ever to make the right financial decisions. For many, their workplace savings plan is the cornerstone of their retirement, but without proper guidance they risk costly mistakes during this […]
On Sept. 30, more than 80 defined contribution pension plan sponsors, consultants, asset managers and other industry stakeholders met at the Omni King Edward Hotel in Toronto for the 2025 DC Investment Forum to glean insights into the tools and strategies that plan sponsors can use to guide members into the future and support their […]
While Canadians have a better sense of the savings they’ll need to retire comfortably, they may still be underestimating the true cost, according to research presented by Jon Knowles, institutional portfolio manager for global asset allocation at Fidelity Investments, during Benefits Canada‘s 2025 DC Investment Forum. Canadians over age 45 estimated they’d need an average […]
According to MFS Investment Management’s Sean Kenney, his three sisters would all fall within the same target-date age cohort, but their lifestyles and retirement goals are completely different. His oldest sister, married with three kids, makes a middle-class income, doesn’t have a lavish lifestyle and loves being at home. Kenney’s twin sister, single with no […]
With target-date funds now a dominant investment vehicle in Canada’s defined contribution pension landscape, the glide path is the primary determinant of plan members’ outcomes in retirement, according to Farzan Qureshi (pictured left), director of institutional business development, client relationships for Sun Life Global Investments Inc., during Benefits Canada’s 2025 Defined Contribution Investment Forum. Glide […]
While integrating private assets into target-date funds can give plan members income-generating and diversification benefits at an attractive risk profile relative to traditional asset classes, these assets aren’t without complications, said Brett Goldstein, senior vice-president and head of asset allocation portfolio management at Franklin Templeton Investment Solutions. Speaking during Benefits Canada’s 2025 Defined Contribution Investment […]