Latest news in Capital accumulation plans

Video: Keep DC communication simple

Video: Keep DC communication simple

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • April 4, 2013 September 13, 2019
  • 07:18
Video: Addressing volatility in DC plans

Video: Addressing volatility in DC plans

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • April 3, 2013 September 13, 2019
  • 07:23
Video: Simplifying à la carte DC lineups

Video: Simplifying à la carte DC lineups

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • April 2, 2013 September 13, 2019
  • 07:11

Video: DC plan set and forget?

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • April 1, 2013 September 13, 2019
  • 07:30
Are DC plans too risky?

Are DC plans too risky?

It has become a truism that DC plans impose too much risk on employees but that belief is rarely quantified.

Positioning pensions in unionized workforces

Positioning pensions in unionized workforces

The collective bargaining environment in recent years has been heavily influenced by employers’ desires to constrain labour costs, improve productivity and better manage their financial…

Ottawa urges implementation of PRPPs

Ottawa urges implementation of PRPPs

Ottawa is urging the provinces to move forward on pooled registered pension plans (PRPPs), noting in this year’s federal budget that the federal PRPP regulatory…

  • By: Doug Watt
  • March 21, 2013 September 13, 2019
  • 20:07
Introducing CAPs into union environments

Introducing CAPs into union environments

The 2008 economic crisis and its lasting aftermath have significantly influenced the dynamics of collective bargaining in both the public and private sectors in Canada.…

2012 CAP Member Survey: Retirement transition and pension reform

2012 CAP Member Survey: Retirement transition and pension reform

This is Part 2 of our 7th annual survey of CAP members four-part series. Read Part 1, Part 3 and Part 4. The notion of retirement…

  • March 19, 2013 September 13, 2019
  • 12:45
2012 CAP Member Survey: Retirement planning

2012 CAP Member Survey: Retirement planning

This is Part 1 of our 7th annual survey of CAP members. Read Part 2, Part 3 and Part 4. Retirement is often portrayed as a time…

  • March 19, 2013 September 13, 2019
  • 12:42
2012 CAP Member Survey: Financial literacy and plan communications

2012 CAP Member Survey: Financial literacy and plan communications

Retirement plan sponsors may be disheartened to learn—once again—that members haven’t upped their usage of the various communication tools and services available.

  • March 19, 2013 September 13, 2019
  • 12:42
Fredericton moves to shared-risk plan

Fredericton moves to shared-risk plan

Shared-risk plans are gaining traction in Eastern Canada with the City of Fredericton, the latest employer to move to this pension arrangement. This move was…

Custody Report: It’s document-ary

Custody Report: It’s document-ary

As eurozone nations continue to struggle with debt, many predict that emerging markets will continue to outperform developed markets in 2013. Brazil, Mexico, Russia and…

Court rules pension plan members not entitled to indexing

Court rules pension plan members not entitled to indexing

The Saskatchewan Court of Appeal recently ruled that members of the Saskatchewan public service pension plan are not entitled to indexed pension benefits, beyond what…

Social media is the message

Social media is the message

It’s generally accepted in the retirement industry that the more informed and educated the participants, the more engaged they will be in a company’s retirement…

OMERS maximizes savings opportunities

OMERS maximizes savings opportunities

Picking investments for money earmarked for retirement isn’t a priority for most people, nor do most have a sufficient knowledge base to do this efficiently…

CIBC CEO calls for CPP-like vehicle in pension reform debate

CIBC CEO calls for CPP-like vehicle in pension reform debate

Canadians should have the choice to make additional voluntary contributions to the Canada Pension Plan in order to avoid facing a significant decline in living…

  • By: Staff
  • February 20, 2013 September 13, 2019
  • 08:17
Canadians can’t afford traditional retirement

Canadians can’t afford traditional retirement

Despite economic improvements, a large portion of Canadians expects to work past the traditional retirement age of 65, mainly due to financial concerns.

  • By: Staff
  • February 20, 2013 September 13, 2019
  • 07:50
Give DC the attention it deserves

Give DC the attention it deserves

Due to the dire financial situation of DB arrangements, more DB plan sponsors have started moving to DC over the last few years. For many,…

RRSPs important piece of retirement puzzle

RRSPs important piece of retirement puzzle

During this RRSP season, Canadian pension plan sponsors should consider reminding their members about the important role an RRSP plays in their retirement.

  • By: Staff
  • February 8, 2013 September 13, 2019
  • 10:08
Sun Life releases guaranteed income product

Sun Life releases guaranteed income product

According to Sun Life’s 2012 Canadian Unretirement Index, 75% of early baby boomers in Canada (age 57-plus) are now looking for guaranteed income to help…

  • By: Staff
  • January 31, 2013 September 13, 2019
  • 09:53
Poor private coverage paved way for PRPPs

Poor private coverage paved way for PRPPs

The federal government introduced pooled registered pension plans (PRPPs) because legislators were worried about the low levels of pension plan coverage in the private sector.…

All eyes on shared risk plans

All eyes on shared risk plans

While the efforts of most provinces to stem the decline DB plans haven’t gone beyond softening some funding requirements, New Brunswick has quietly taken the…

Gaining momentum with auto features

Gaining momentum with auto features

With current capital accumulation plan (CAP) participation rates typically around 55% to 60% in Canada, plan sponsors continue to search for ways that inspire employees…

PQ promises to move ahead with provincial PRPP

PQ promises to move ahead with provincial PRPP

Quebec is the only province to have mirrored the federal government’s move towards pooled registered pension plans (PPRPs). Immediately following the latest government election, the…