Pensions Capital accumulation plans

Latest news in Capital accumulation plans

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Top 5 HR, benefits, pension and investment stories of the week

An article on how employers can approach pay-for-performance amid economic volatility was the most-read story on BenefitsCanada.com this past week. Here are the top five…

Financial Literacy Month: Wealthsimple helping women build financial confidence

Wealthsimple Inc. is marking Financial Literacy Month with a two-part series of information sessions on how women can build financial confidence. The sessions cover estate…

  • By: Sonya Singh
  • November 21, 2025 November 20, 2025
  • 09:00
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How does CPP fit into retirement income picture for younger Canadians?

For a typical middle-income Canadian without a workplace pension, the Canada Pension Plan is projected to provide roughly 50 per cent to 70 per cent…

  • By: Sonya Singh
  • November 20, 2025 November 19, 2025
  • 09:00
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Arc’teryx marking Financial Literacy Month with info sessions on employee savings plans

During Financial Literacy Month, Arc’teryx Equipment is hosting a series of information sessions on the company’s savings plans, geared toward the outerwear company’s diverse employee…

  • By: Blake Wolfe
  • November 19, 2025 November 18, 2025
  • 09:00
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Report calls for government policy to support Canadians’ financial literacy

While earlier generations of Canadian retirees fared well despite limited financial literacy thanks to simpler pension systems, today’s employees face a more complicated journey through…

  • By: Staff
  • November 17, 2025 November 14, 2025
  • 09:00

Editorial: Looking at the good, bad and ugly of artificial intelligence

It’s difficult to avoid feeling overwhelmed by the hype around artificial intelligence and its many applications in our day-to-day lives. I was a kid during…

Head to head: Is it time for behavioural finance ‘nudges’ to become ‘shoves?’

Improving participation and engagement in pension savings is a constant challenge for the retirement industry, but experts point to more insistent and consistent tactics around…

How do employee share ownership plans fit into a full suite of savings options?

In stock ownership, Scotiabank employees have the combined heft of a large institutional investor: more than 30,000 active members in the bank’s employee share ownership…

AI supporting, but not replacing, pension, benefits teams: experts

While emerging forms of artificial intelligence such as agentic AI may hold promises and challenges for pension plan sponsors, the human touch remains important when…

  • By: Blake Wolfe
  • November 13, 2025 November 13, 2025
  • 09:00

Ontario taking steps to end preferred pharmacy networks, introducing VPLA framework

In its fall economic statement, the Ontario government said it plans to introduce legislation that would effectively end preferred pharmacy networks in the province. The…

  • By: Staff
  • November 7, 2025 November 7, 2025
  • 15:00

Report finds public equities rally boosting CAP outcomes in Q3 2025

A continued rally in equity markets in the third quarter of 2025 strengthened retirement income outcomes for capital accumulation plan members, according to a new…

  • By: Staff
  • November 6, 2025 November 6, 2025
  • 15:00

Coverage of the 2025 DC Investment Forum

On Sept. 30, more than 80 defined contribution pension plan sponsors, consultants, asset managers and other industry stakeholders met at the Omni King Edward Hotel…

2025 DC Investment Forum: Canadians retiring later, getting better at estimating how much savings they’ll need

While Canadians have a better sense of the savings they’ll need to retire comfortably, they may still be underestimating the true cost, according to research…

2025 DC Investment Forum: Advice is key to solving the DC retirement income challenge

According to MFS Investment Management’s Sean Kenney, his three sisters would all fall within the same target-date age cohort, but their lifestyles and retirement goals…

2025 DC Investment Forum: How target-date fund’s glide path design, long-term asset mix impact member outcomes

With target-date funds now a dominant investment vehicle in Canada’s defined contribution pension landscape, the glide path is the primary determinant of plan members’ outcomes…

2025 DC Investment Forum: A look at how DC plan sponsors can integrate private assets into target-date fund lineups

While integrating private assets into target-date funds can give plan members income-generating and diversification benefits at an attractive risk profile relative to traditional asset classes,…

2025 DC Investment Forum: Target-date fund equity allocations may not be keeping up with increased savings rates

The last 10 to 15 working years before retirement is a powerful and precarious time for defined contribution plan members, with roughly half of the…

2025 DC Investment Forum: Using private assets in DC plan portfolios as an inflation hedge

After a “Goldlilocks period” of low inflation and economic stability in the 2010s, the coming decades are expected to be marked by a higher cost…

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60% of U.S.-based DC pension plan sponsors want to retain assets in plan: survey

Roughly six in 10 (60 per cent) U.S.-based defined contribution pension plan sponsors say they want to retain assets in the plan, often by limiting…

  • By: Staff
  • November 3, 2025 November 3, 2025
  • 15:00

B.C. pension plan sponsors’ assets increase 10% to $237.6 billion in 2024: report

While the total number of pension plans in B.C. declined to 610 in 2024, overall membership increased by four per cent to 1.34 million members,…

  • By: Staff
  • October 30, 2025 October 28, 2025
  • 11:00

Fidelity Canada awarded for ‘no strings attached’ retirement contribution program

Fidelity Canada’s financial wellness program was recognized during Benefits Canada’s 2025 Workplace Benefits Awards for its ‘no strings attached’ approach to contributions in employees’ group…

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HBC pension surplus at centre of class action from former Simpsons employees

Some former Hudson’s Bay Co. employees have filed a class-action lawsuit seeking a share of the defunct retailer’s pension surplus. The court filing was made…

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Public sector continues to outpace private sector in DB plan membership: report

Canadian public sector employees continue to outpace private sector workers in defined benefit pension plan membership, according to a new report by the Fraser Institute.…

  • By: Staff
  • October 15, 2025 October 14, 2025
  • 09:00