Latest news in Capital accumulation plans

Top DC plans see asset increase, but issues remain

Top DC plans see asset increase, but issues remain

Canada’s largest DC plans had a good year in 2013. Figures released by the Canadian Institutional Investment Network show that the Top 10 DC plans…

More workers have DC plans

More workers have DC plans

The number of American workers with a DC plan continues to rise.

  • By: Staff
  • August 28, 2013 September 13, 2019
  • 15:54
Ontario pension system needs major reform

Ontario pension system needs major reform

After five years of piecemeal changes, Ontario’s pension system now requires substantial reform in order to resolve serious issues such as the scarcity of workplace…

  • By: Staff
  • August 28, 2013 September 13, 2019
  • 15:10
Do Ontarians have enough to live on in retirement?

Do Ontarians have enough to live on in retirement?

Sixty-four percent of Ontarians surveyed are worried they won’t have enough income to live on in retirement. Eighty-two percent of those who have DB plans…

DB plan sponsors struggling with costs

DB plan sponsors struggling with costs

Sponsors of DB plans continue to struggle with oversized pension costs, according to Morneau Shepell's annual compensation survey.

  • By: Staff
  • August 21, 2013 September 13, 2019
  • 10:37
For retirement, employees rely on DC plans

For retirement, employees rely on DC plans

Nearly all American workers rely on their DC plans for retirement, but many lack the confidence to efficiently manage the savings for their golden years,…

  • By: Staff
  • August 15, 2013 September 13, 2019
  • 12:43
Women lag behind men in retirement savings

Women lag behind men in retirement savings

American women save less for retirement through their DC plans and are more likely to default on loans taken out of their retirement savings than…

  • By: Staff
  • August 14, 2013 September 13, 2019
  • 14:11
Plaintiffs win round versus Lockheed in U.S. pension case

Plaintiffs win round versus Lockheed in U.S. pension case

In the United States, plaintiffs alleging that their DC retirement plans offered by Lockheed Martin Corp. were managed imprudently won a round in a federal…

  • By: Staff
  • August 12, 2013 September 13, 2019
  • 15:48
Canada needs more sustainable pension options

Canada needs more sustainable pension options

With its aging population and growing longevity, Canada needs to overhaul its public and private pension systems in order to secure the future of new…

  • By: Staff
  • August 9, 2013 September 13, 2019
  • 14:25
Fraser Group launches survey on pension fund expenses

Fraser Group launches survey on pension fund expenses

Fraser Group has created a pension fund expenses survey to provide plan sponsors with various ways to benchmark their expenses.

  • By: Staff
  • August 8, 2013 September 13, 2019
  • 10:57
Longer lives pose risks for all plan sponsors

Longer lives pose risks for all plan sponsors

New figures confirm that life expectancy in Canada has increased—a trend that, in the eyes of experts, poses a threat for the sponsors of both…

As DC members keep saving, withdrawal levels stay low

As DC members keep saving, withdrawal levels stay low

In the first quarter of 2013, DC plan members in the United States maintained the same contribution rate observed in the first quarter of 2012,…

  • By: Staff
  • August 1, 2013 September 13, 2019
  • 16:40
DC plan members want guaranteed monthly income

DC plan members want guaranteed monthly income

The vast majority of America’s future retirees participating in DC plans believe that a guaranteed monthly income is absolutely essential, but many fear they haven’t…

  • By: Staff
  • August 1, 2013 September 13, 2019
  • 16:38

Breakdown: Automatic pilot

Among the touted benefits of auto-enrollment features in a capital accumulation plan (CAP) is the assumption—and hope (fingers crossed)—that plan members who contribute to their…

Help yourself

Saving for retirement means taking a lesson from the airlines As August draws to a close—the summer road trips and European vacations over—parents will be…

Prepare DC plan members for retirement

Prepare DC plan members for retirement

To help their plan members prepare for retirement, DC plan sponsors need to complete the accumulation-to-de-accumulation cycle Retirement security for Canadians is clearly one of…

  • By: Lori Landry
  • August 1, 2013 September 13, 2019
  • 07:00
Finance execs concerned about benefits costs, pension funding: survey

Finance execs concerned about benefits costs, pension funding: survey

The rising price tag of healthcare and the risks and costs associated with funding pension plans continue to be a concern for finance executives in…

  • By: Staff
  • July 25, 2013 September 13, 2019
  • 10:55
More small business owners offer DC plans

More small business owners offer DC plans

After weathering a recession that forced many to curb or cut employee retirement savings plans, small business owners in the United States are offering DC…

  • By: Staff
  • July 24, 2013 September 13, 2019
  • 08:31
A million U.K. workers auto-enrol in pensions

A million U.K. workers auto-enrol in pensions

One million workers in the United Kingdom now automatically have access to a company pension, according to the U.K. regulator of work-based pension plans, The…

Greater fee disclosure has little impact on plan members

Greater fee disclosure has little impact on plan members

New fee disclosure regulations in the United States have had a negligible effect on members of employee-sponsored retirement plans, according to a study.

DC participation rates hit record high

DC participation rates hit record high

Employee participation in company DC plans in the United States is at an all-time high, and plan balances have reached pre-recession levels, according to a…

  • By: Staff
  • July 4, 2013 September 13, 2019
  • 09:39
CAP Member Survey receives award

CAP Member Survey receives award

Benefits Canada, Avantages and Rogers Connect Market Research group are proud to announce that the 2012 CAP Member Survey, Improving Adequacy: A Secure Retirement for…

  • By: Staff
  • July 4, 2013 September 13, 2019
  • 09:29
The hidden legal risks of DC plans

The hidden legal risks of DC plans

In Greek mythology, the god Apollo granted the princess Cassandra the ability to see the future. When she later rejected his advances, he cursed her…

  • By: Mark Firman
  • June 28, 2013 September 13, 2019
  • 08:52
U.S. DC plan members reduce equity exposure

U.S. DC plan members reduce equity exposure

In a period when equities performed better than other asset classes, American DC retirement plan members cut their holdings in domestic equities and increased their…

  • By: Staff
  • June 25, 2013 September 13, 2019
  • 09:54
Chrysler plans to freeze pensions

Chrysler plans to freeze pensions

Chrysler will freeze its salaried employee DB plans effective Dec. 31, 2014.

  • By: Staff
  • June 17, 2013 September 13, 2019
  • 10:39