In times of increased economic uncertainty, the number of tough financial choices facing the average person seems to rise exponentially. Clashing priorities battle it out: Will the latest paycheque be swallowed by the mortgage, car payments and bills? Can $100 or more be spared each month for an emergency fund? Or to tuck away in […]
In its sophomore year under its new branding, the Employee Savings Survey (previously known as the CAP Member Survey) reflects the changing landscape of workplace savings programs as plan members face competing financial priorities and employers step up to expand their offerings. Going even further, some of this year’s results were broken down into different […]
Canadians’ outlook on retirement has dropped over the last decade, with 82 per cent having a positive attitude 10 years ago compared to 71 per cent last year, said Peter Bowen, vice-president of tax and retirement at Fidelity Investments Canada, during a session at Benefits Canada’s 2026 Defined Contribution Plan Summit. Sharing the results of […]
Understanding retirement savers’ views, concerns and points of stress related to their financial lives allows the industry to build investment solutions and craft communications strategies that are more likely to resonate and be more impactful, according to Jessica Sclafani, global retirement strategist at T. Rowe Price, during a session at Benefits Canada‘s 2026 Defined Contribution […]
In these uncertain times, there are strategic opportunities to implement mental-health polices, programs and services that provide tangible benefits for both employers and employees. Rebecca Gewurtz, occupational therapist and associate professor in the School of Rehabilitation Science at McMaster University Even during a challenging labour market, it’s important for employers to invest in employee mental-health […]
While the Canadian pension de-risking market decreased in 2025, many plan sponsors that opted to not shed liabilities last year have simply delayed these plans amid evolving economic conditions, says Mathieu Tessier, vice-president of client relationships and innovation for defined benefit solutions at Sun Life Financial Inc. “The geopolitical and economic situation of the last […]
An article on the impact of a discrimination lawsuit against a bureau of the Canadian Broadcasting Corp. was the most-read article on BenefitsCanada.com this past week. Here are the top five human resources, benefits, pension and investment stories of the last week: 1. Discrimination lawsuit underscores reputational, accommodation risks for employers: expert 2. Heated rivalry […]
The last decade has seen seismic shifts in geopolitical, macroeconomic, capital market and technological trends. Today, uncertainty abounds: U.S. policy has become increasingly erratic, and artificial intelligence is advancing at a pace that promises massive productivity gains as well as disruption. How can investors navigate so much change and ongoing uncertainty? Here are some lessons […]
Strong equity markets, supported by two additional U.S. Federal Reserve rate cuts and continued momentum across sectors related to artificial intelligence, strengthened retirement income outcomes for capital accumulation plan members in the fourth quarter of 2025, according to a new report by Eckler Ltd. The consultancy’s latest CAP income tracker found a typical male CAP […]
Nearly three-quarters (74 per cent) of Canadians say rising inflation has increased concerns about having enough money saved for retirement, according to a new survey by the Bank of Montreal. It found 47 per cent estimated they’re spending an additional $100 to $300 per month on necessities, while 34 per cent said their monthly expenses […]