Kenneth MacDonald is associate vice-president, national accounts, for HUB International Ltd.
These are the views of the author and not necessarily those of Benefits Canada.
Any do-it-yourself handyman’s toolbox isn’t complete without a roll a flexible multi-purpose cloth adhesive that has unlimited uses — a.k.a. duct tape. It’s been used for everything from repairing cracked tailpipes to preventing blisters and removing warts (it’s true). Comedian Jeff Foxworthy once said, “If you can’t fix it with duct tape, it’s broken.” Read: Back […]
In the midst of the most significant socio-economic and health crisis since WWII — and maybe even longer — virtually every aspect of modern society has been affected in some way, and employee benefits programs are no exception. Before the coronavirus pandemic was in full swing in Canada, employers were focused on ensuring employees diagnosed with the […]
In employee benefits plans, maximums and caps on prescription drug dispensing fees are common cost management features. These features are designed to nudge plan members to purchase prescription drugs at pharmacies with lower dispensing fees, lowering their out-of-pocket costs, as well as potentially reducing plan costs for employers. For example, where a drug plan has a $5 dispensing […]
Most people agree massage offers some therapeutic benefits, such as reduction of muscle tension and pain related to soft tissue strains and injuries. Studies have also shown it’s helpful in treating symptoms related to anxiety, digestive disorders, headaches and several other conditions. It wasn’t that long ago that paramedical practitioners represented about 15 to 20 per […]
For most of my 25 years in the benefits industry, the pace of change has been more evolutionary than revolutionary. However, the past few years have seen a noticeable expansion of innovation and services offered through benefits plan providers. Here are my top five picks for benefits trends and issues to watch in 2019: 1. Virtual health […]
One in every five Canadian suffers from some form of chronic pain, a condition that often — though not always —starts with an injury or illness and lasts more than three months or beyond the normal recovery period. With so many Canadians suffering from chronic pain, one would assume its treatment would be well understood in […]
Anyone who’s ever suffered from chronic pain will tell you it’s a great motivator. When you’re in pain, you’ll go to great lengths and will try just about anything to eliminate or reduce it. I know that from experience. The rising cost of prescription drugs is becoming a persistent source of pain for many employers. For some, […]
I remember when employers were concerned about the potential impact of a little blue pill called Viagra that came with an annual price tag of about $1,200. In those days, $1,200 would have been a high-cost drug. In 2017, that seems like a bargain, as today’s specialty drugs cost tens of thousands of dollars per patient per year. For […]
Achieving success at anything doesn’t just happen. In his 2008 book Outliers, Malcom Gladwell suggested the biggest contributing factor to success among those who are masters in their fields is practice — 10,000 hours of it, to be specific. If you ask employers with a thriving, well-managed benefits program what their secret to success is, […]
The 21st century is a smorgasbord of endless abundance and choice. Growing up in the 1970s and ’80s, strawberries were only available in season and, if the local record store had sold out of the new hit album, you’d have to wait by the radio for hours to hear the single. These days, people can […]