Latest news in Capital accumulation plans

As DC members keep saving, withdrawal levels stay low

As DC members keep saving, withdrawal levels stay low

In the first quarter of 2013, DC plan members in the United States maintained the same contribution rate observed in the first quarter of 2012,…

  • By: Staff
  • August 1, 2013 September 13, 2019
  • 16:40
DC plan members want guaranteed monthly income

DC plan members want guaranteed monthly income

The vast majority of America’s future retirees participating in DC plans believe that a guaranteed monthly income is absolutely essential, but many fear they haven’t…

  • By: Staff
  • August 1, 2013 September 13, 2019
  • 16:38

Breakdown: Automatic pilot

Among the touted benefits of auto-enrollment features in a capital accumulation plan (CAP) is the assumption—and hope (fingers crossed)—that plan members who contribute to their…

Help yourself

Saving for retirement means taking a lesson from the airlines As August draws to a close—the summer road trips and European vacations over—parents will be…

Prepare DC plan members for retirement

Prepare DC plan members for retirement

To help their plan members prepare for retirement, DC plan sponsors need to complete the accumulation-to-de-accumulation cycle Retirement security for Canadians is clearly one of…

Finance execs concerned about benefits costs, pension funding: survey

Finance execs concerned about benefits costs, pension funding: survey

The rising price tag of healthcare and the risks and costs associated with funding pension plans continue to be a concern for finance executives in…

  • By: Staff
  • July 25, 2013 September 13, 2019
  • 10:55
More small business owners offer DC plans

More small business owners offer DC plans

After weathering a recession that forced many to curb or cut employee retirement savings plans, small business owners in the United States are offering DC…

  • By: Staff
  • July 24, 2013 September 13, 2019
  • 08:31
A million U.K. workers auto-enrol in pensions

A million U.K. workers auto-enrol in pensions

One million workers in the United Kingdom now automatically have access to a company pension, according to the U.K. regulator of work-based pension plans, The…

Greater fee disclosure has little impact on plan members

Greater fee disclosure has little impact on plan members

New fee disclosure regulations in the United States have had a negligible effect on members of employee-sponsored retirement plans, according to a study.

DC participation rates hit record high

DC participation rates hit record high

Employee participation in company DC plans in the United States is at an all-time high, and plan balances have reached pre-recession levels, according to a…

  • By: Staff
  • July 4, 2013 September 13, 2019
  • 09:39
CAP Member Survey receives award

CAP Member Survey receives award

Benefits Canada, Avantages and Rogers Connect Market Research group are proud to announce that the 2012 CAP Member Survey, Improving Adequacy: A Secure Retirement for…

  • By: Staff
  • July 4, 2013 September 13, 2019
  • 09:29
The hidden legal risks of DC plans

The hidden legal risks of DC plans

In Greek mythology, the god Apollo granted the princess Cassandra the ability to see the future. When she later rejected his advances, he cursed her…

U.S. DC plan members reduce equity exposure

U.S. DC plan members reduce equity exposure

In a period when equities performed better than other asset classes, American DC retirement plan members cut their holdings in domestic equities and increased their…

  • By: Staff
  • June 25, 2013 September 13, 2019
  • 09:54
Chrysler plans to freeze pensions

Chrysler plans to freeze pensions

Chrysler will freeze its salaried employee DB plans effective Dec. 31, 2014.

  • By: Staff
  • June 17, 2013 September 13, 2019
  • 10:39
Plan members want retirement planning advice

Plan members want retirement planning advice

A poll conducted by J.P. Morgan Asset Management of more than 1,000 American workers participating in a DC plan has found that the vast majority…

  • By: Staff
  • June 14, 2013 September 13, 2019
  • 10:52
Hybrid plans’ popularity soars

Hybrid plans’ popularity soars

The increase in the number of cash balance plans in the United States has jumped nearly 500% over the last decade, according to a report.

  • By: Staff
  • June 12, 2013 September 13, 2019
  • 10:51
Additional asset classes could improve DC plan returns

Additional asset classes could improve DC plan returns

Broadening the investment options available to American DC plans to include real assets, emerging market equities and debt, and liquid alternatives could improve returns while…

  • By: Staff
  • June 11, 2013 September 13, 2019
  • 10:00
DB plans: The sky is not falling

DB plans: The sky is not falling

Sustainability is a clichéd, overused word in the DB pension plan arena these days. Sustainability focuses on delivering an appropriate retirement benefit at an acceptable…

Video: Lights, camera, action

Video: Lights, camera, action

AFBS hits the mark with its social media policy

Video: Providing value for plan members

Video: Providing value for plan members

The Saskatchewan Pension Plan uses social media to connect with members by providing financial-related information.

  • By: Staff
  • June 5, 2013 September 13, 2019
  • 10:35
Video: Keeping plan members engaged socially

Video: Keeping plan members engaged socially

Following an education campaign for its DC plan members, Niagara Casinos wanted to keep the momentum going.

  • By: Staff
  • June 4, 2013 September 13, 2019
  • 10:11
Video: The benefits of social media

Video: The benefits of social media

Social media will provide plan sponsors with a vast amount of useful information about their members.

  • By: Staff
  • June 3, 2013 September 13, 2019
  • 11:52
Concerning matters

Concerning matters

Plan sponsors and industry experts get to the bottom of their concerns at the 2013 Benefits & Pensions Summit in Toronto: employee health and retirement

Above par

Above par

Why John Poos needs to think a few strokes ahead to get the career he deserves

Price points

Price points

Given the complexity and variety of different services involved in maintaining a DC plan—and the sophisticated jargon that is used by service providers to market…