Seven in 10 (72 per cent) of U.S. employees say they’re at least somewhat stressed about their household finances, while a third (34 per cent) say they’re very or extremely stressed, according to a new survey by the Hartford.
The survey, which polled more than 700 employers and more than 1,000 employees, found more than half of workers said their financial health is negatively impacting their workplace productivity (56 per cent), their savings have decreased in the past 12 months (53 per cent) and they’re living paycheque to paycheque (51 per cent).
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A majority of employers (80 per cent) and workers (62 per cent) said employer benefits can help employees feel more financially secure. However, three-quarters (75 per cent) of employers said the benefits they offer are under-utilized, creating an opportunity to educate employees about how employee benefits can provide additional financial security. A third (34 per cent) of companies said they added benefits in 2025 and 53 per cent plan to add benefits in 2026.
Eight in 10 (82 per cent) workers said benefits are a key consideration when searching for a new job and 58 per cent would consider switching jobs for a more comprehensive benefits package.
“As financial concerns continue to weigh on U.S. workers, it’s clear that workplace benefits are more than just a perk — they’re a meaningful source of financial support and well-being,” said Mike Fish, head of employee benefits at the Hartford, in a press release.
“Employers can help the workforce navigate through uncertainty by ensuring they have access to benefits and the education needed to fully understand and utilize them. Employers and insurers have an opportunity to help their workers take control of their financial future with confidence.”
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