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Top Stories in Pensions

Pension plan solvency falls to lowest level since 2013

Pension plan solvency falls to lowest level since 2013

The health of Canadian DB pension plans has continued to decline in 2015, according to Aon Hewitt.

  • By: Staff
  • April 1, 2015 September 13, 2019
  • 10:18
Who should be exempt from the ORPP?

Who should be exempt from the ORPP?

A number of organizations say some employers and employees shouldn’t have to contribute to the Ontario Retirement Pension Plan (ORPP).

Does anyone need a PRPP?
Governance/legislation

Does anyone need a PRPP?

Both small business and insurance industry leaders exhorted the Pooled Registered Pension Plan (PRPP) as a preferable option over the ORPP. But PRPPs may be…

  • By: Greg Hurst
  • March 27, 2015 September 13, 2019
  • 07:43
Why you need a benefits communication policy
Other

Why you need a benefits communication policy

If you’re a pension or benefits plan sponsor, you need a documented communication policy. Why? Not because it’s a legal requirement. And not just to…

Businesses say ORPP will have negative economic effects

Businesses say ORPP will have negative economic effects

Businesses say the Ontario Retirement Pension Plan (ORPP) could lead to hiring freezes and job losses.

DB buyouts expected to grow

DB buyouts expected to grow

While 2014 saw the average cost of buying out a DB plan remain largely stable, there's a growing trend to reduce the risks associated with…

  • By: Staff
  • March 25, 2015 September 13, 2019
  • 11:17
Business, labour groups divided over ORPP

Business, labour groups divided over ORPP

Business groups believe there will be unintended economic consequences if the Ontario Retirement Pension Plan becomes law, but labour organizations say it doesn’t go far…

OPTrust supports ORPP
Benefits Canada News

OPTrust supports ORPP

OPTrust is in favour of the Ontario Retirement Pension Plan (ORPP).

  • By: Staff
  • March 20, 2015 September 13, 2019
  • 10:31
Can ETFs work in defined contribution plans?
Capital accumulation plans

Can ETFs work in defined contribution plans?

Why aren’t DC plans including ETFs in their rosters?

Committee to hold ORPP hearings
Governance/legislation

Committee to hold ORPP hearings

The Standing Committee on Social Policy will meet to consider Bill 56, An Act to require the establishment of the Ontario Retirement Pension Plan,later this…

  • By: Staff
  • March 16, 2015 September 13, 2019
  • 10:46
Case study: How BMO boosts its staff’s financial literacy
Retirement

Case study: How BMO boosts its staff’s financial literacy

When the Task Force on Financial Literacy released its recommendations a few years ago on how to make Canadians better understand financial concepts, this prompted…

How to use a buffer to manage liquidity risk
Investment Strategies

How to use a buffer to manage liquidity risk

In a previous post, I examined how to assess the liquidity requirements of a pension fund at the total fund level. In this post and…

Market value of pension funds keeps growing

Market value of pension funds keeps growing

The market value of Canadian employer-sponsored pension funds grew 1.7% in the third quarter, marking the fifth consecutive quarterly increase, says Statistics Canada.

  • By: Staff
  • March 10, 2015 September 13, 2019
  • 11:12

Quebec seeks to increase VRSP uptake through minimum contribution rates, new investment options

In its 2026 budget, the Quebec government said it intends to enhance the appeal of voluntary retirement savings plans amid low uptake of the savings…

  • By: Staff
  • April 6, 2026 April 6, 2026
  • 15:00

AI gaining foothold with younger savings plan members, email remains preferred communications tool: survey

More than half (56 per cent) of plan members say email is the most effective way to communicate with them about their savings plans, according…

Coverage of the 2026 Employee Savings Summit

In its sophomore year under the Employee Savings Survey banner, Benefits Canada’s annual check in with plan members about their financial priorities and the condition of…

Survey finds Canadians estimate they need an average of $976,835 to retire

Canadian plan members reported a significant drop in the amount they believe they need to retire — from roughly $1.4 million in 2023, 2024 and…

Ontario proposing increase to PBGF’s monthly guarantee limit, cost reductions for pension plan administrators

In its 2026 budget on Thursday, the Ontario government proposed doubling the pension benefits guarantee fund’s monthly guarantee limit from $1,500 to $3,000 for all…

Sounding Board: How SERPs can support financial wellness, retirement readiness

The bankruptcy of the Hudson Bay Co. and subsequent loss of promised supplemental employee/executive retirement plan benefits to executives has caused many to rethink the…

What can DC pension committees learn from DB plan governance?

Bell Canada’s defined benefit and defined contribution pension plans are both overseen by the same pension committee. The meeting cadences differ, but the committee leans…

Communication key to reinforcing value of workplace retirement plans: report

Employers can reinforce the value of their workplace retirement plans by communicating to plan members about the importance of having money later versus money now,…

  • By: Staff
  • March 5, 2026 March 4, 2026
  • 09:00

Pension Awareness Day 2026: FSRA highlighting plan member education, retirement readiness

The Financial Services Regulatory Authority of Ontario is marking its fourth annual Pension Awareness Day today by encouraging employees to understand their employer-sponsored retirement plan…

  • By: Blake Wolfe
  • February 19, 2026 February 18, 2026
  • 09:00

Amazon Canada’s new estate planning benefit key to financial wellness win

Amazon Canada’s commitment to unique financial wellness offerings led to a win at Benefits Canada‘s 2024 Workplace Benefits Awards on Oct. 18. The technology company was…

Admiral Insurance’s benefits program awarded for balancing innovation, sustainability

Admiral Insurance’s award-winning benefits program is demonstrating how employers can use versatility to strike a fine balance between finding innovative solutions and maintaining plan sustainability. The…

How Ontario pay transparency legislation will impact employers

As Ontario prepares to introduce pay transparency legislation, it’s important for employers to consider how much information they want to share in job postings, says…

  • By: Sadie Janes
  • December 4, 2023 December 1, 2023
  • 09:00