Latest news in Retirement

2026 DC Plan Summit: A practical communications blueprint for a record-keeper transition

During a recent transition between record keepers, KPMG in Canada focused on keeping communications with employees human and simple, including what to say, when to…

2026 DC Plan Summit: Canadian insights on financial stress, retirement and investment preferences

Understanding retirement savers’ views, concerns and points of stress related to their financial lives allows the industry to build investment solutions and craft communications strategies…

2026 DC Plan Summit: What’s helping and hindering DC plan members’ investment decisions?

On balance, Canadians believe they’re meeting their ambitions, including investment- and financial-related goals, said Michael Keaveney, client portfolio manager in total investment solutions at CIBC Asset…

2026 DC Plan Summit: Panel: Generational divide, plan intricacies complicating member communications strategies

A workforce that’s sprawled across the country is pushing Simon Cabral (pictured centre), former director of global defined contribution plans at Scotiabank, to employ a…

2026 DC Plan Summit: Designing decision supports that drive appreciation, informed action for DC plan members

For defined contribution plan members, the ultimate positive DC experience is understanding the plan provisions, knowing what decisions to make, feeling confident about making well-informed…

2026 DC Plan Summit: How the evolution of default funds is threatening retirement security

The equity risk in target-date funds has been increasing substantially over the last decade, creating a ‘silent risk shift,’ according to Jafer Naqvi, managing director…

2026 DC Plan Summit: How the PEPP is adding flexibility with alternatives, decumulation option

By slotting alternative assets into portfolio offerings, Saskatchewan’s Public Employees Pension Plan is incorporating an element of the defined benefit pension plan model, according to…

2026 DC Plan Summit: CAPSA’s updated guideline prompts CPP Investments to hone accountability, global governance

The Canadian Association of Pension Supervisory Authorities’ updated capital accumulation plan guideline led CPP Investments to sharpen accountability and governance risk globally, according to Marina…

Top 5 HR, benefits, pension and investment stories of the week

An article on an Ontario judges’ association’s lawsuit against their pension plan sponsor was the most-read article on BenefitsCanada.com this past week. Here are the…

  • By: Staff
  • April 10, 2026 April 9, 2026
  • 09:00
Copyright_ecrow_123RF

Quebec seeks to increase VRSP uptake through minimum contribution rates, new investment options

In its 2026 budget, the Quebec government said it intends to enhance the appeal of voluntary retirement savings plans amid low uptake of the savings…

  • By: Staff
  • April 6, 2026 April 6, 2026
  • 15:00

AI gaining foothold with younger savings plan members, email remains preferred communications tool: survey

More than half (56 per cent) of plan members say email is the most effective way to communicate with them about their savings plans, according…

Coverage of the 2026 Employee Savings Summit

In its sophomore year under the Employee Savings Survey banner, Benefits Canada’s annual check in with plan members about their financial priorities and the condition of…

Copyright_aiblondy_123RF

Survey finds Canadians estimate they need an average of $976,835 to retire

Canadian plan members reported a significant drop in the amount they believe they need to retire — from roughly $1.4 million in 2023, 2024 and…

Copyright_gajus_123RF

Fewer plan members describing financial situation as better, worse than last year: survey

While the percentage of plan members who describe their personal financial situation as significantly or somewhat better than last year decreased from 42 per cent…

Copyright_Mikhail Tsikhanovich_123RF

Ontario proposing increase to PBGF’s monthly guarantee limit, cost reductions for pension plan administrators

In its 2026 budget on Thursday, the Ontario government proposed doubling the pension benefits guarantee fund’s monthly guarantee limit from $1,500 to $3,000 for all…

Copyright_serezniy_123RF

Rising life expectancy increasing liabilities, service costs for pension plan sponsors: CIA

Methodology improvements are pushing the life expectancy of Canadian retirees and surviving spouses by roughly one year to age 65 as of Jan. 1, 2024,…

tchaznong_copyright_123RF

Women lag men in use of workplace retirement savings plans: report

On average, women retire with 27 per cent less savings than men, according to a new report from Sun Life Financial Inc.  The report, based…

  • By: Staff
  • March 26, 2026 March 25, 2026
  • 09:00

Top 5 HR, benefits, pension and investment stories of the week

An article on the structural barriers Indigenous women continue to face in workplace retirement plans and benefits programs was the most-read article on BenefitsCanada.com this…

  • By: Staff
  • March 20, 2026 March 19, 2026
  • 09:00

Top 5 HR, benefits, pension and investment stories of the week

An article on Derek Dobson’s departure from the Colleges of Applied Arts and Technology’s pension plan was the most-read article on BenefitsCanada.com this past week.…

  • By: Staff
  • March 13, 2026 March 12, 2026
  • 09:00
copyright_andreypopov_123RF

Indigenous women face persistent barriers to workplace retirement, benefits plans: expert

Indigenous women in Canada continue to face structural barriers to workplace retirement plans and benefits programs, driven by employment instability, eligibility rules and traditional benefits…

Copyright_kbolbik_123RF

Sounding Board: How SERPs can support financial wellness, retirement readiness

The bankruptcy of the Hudson Bay Co. and subsequent loss of promised supplemental employee/executive retirement plan benefits to executives has caused many to rethink the…

android_copyright_123RF

Young Canadians prioritizing flexibility as retirement outlook shifts: survey

Young Canadians are redefining how they think about retirement, with many expecting to work longer and prioritizing flexibility and work-life balance in their careers, according…

  • By: Staff
  • March 9, 2026 March 6, 2026
  • 09:00

How employers can improve women’s financial security, close gender pension gap

Employers can improve women’s financial security by recognizing gender differences and improving pension contribution and benefits structures, says Kadie Philp, commissioner and chief administrative officer…

Copyright_ilixe48_123RF

Top 5 HR, benefits, pension and investment stories of the week

An article on how legislative changes in Alberta are impacting employer-sponsored benefits plans was the most-read article on BenefitsCanada.com this past week. Here are the…

  • By: Staff
  • March 6, 2026 March 5, 2026
  • 09:00
copyright_123RF_thedonald_retirementman

Communication key to reinforcing value of workplace retirement plans: report

Employers can reinforce the value of their workplace retirement plans by communicating to plan members about the importance of having money later versus money now,…

  • By: Staff
  • March 5, 2026 March 4, 2026
  • 09:00